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In many ways, businesses have the same basic life insurance needs as individuals – protection against untimely death and the need for funds in order for the survivors to carry on. Based on this, there are a number of reasons to consider using life insurance in a business – with the primary benefit being the ability to keep the business running following the loss of an owner, partner, or a key employee.
Kennion Certified HR Professional HR Services, Human Resources Outsourcing Human Resources Human Resources Management 
As Human Resources professionals, we pound the mantra “documentation, documentation, documentation” into supervisors heads over, and over, and over. But, do we ever stop and ask ourselves, do our supervisors know what that phrase means, do they know what we really want from them?
The average age in America today is increasing. Yet, even though people are living longer, they aren’t necessarily living healthier. As we age, the odds of needing long-term care increase dramatically, and by the time we reach age 65, there is nearly a 1 in 3 chance that long-term care will be needed for at least some period of time. This can affect families not just physically and emotionally, but it also can have drastic consequences on overall financial wellbeing.
As an employer, how do you balance rising healthcare costs when you are beholden to the company, as well as the employees? Your Finance department is requiring broad cutbacks, while Human Resources is pushing to maintain (or build) a viable insurance benefits package. Meanwhile, your employees are vocally, and in unison, demanding better coverage, lower rates and more healthcare options.
The Kaiser Family Foundation released a new poll tonight finding a significant drop in favorable views of the new federal health care law, to their lowest since the law was passed in March 2010.
Just 34 percent of Americans now view the Affordable Care Act favorably, down 7 points from last month. (It was about this low, 35 percent, in July 2010). Fifty-one percent now view the law unfavorably, numerically a new high (likewise, by one point).
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