Insurance
Kennion Provides Asset Protection, Client-First Approach
It is more crucial than ever to not only protect your assets, but manage them well. The Kennion Group has a client-first approach, not pre-packaged solutions.
Life Insurance
Term Life insurance is designed to protect the family for a specified period of time, particularly if they are dependent on the head of household for financial support. How would a spouse or family deal with a family member’s death? Would they be in a position to continue paying the mortgage, credit cards and other debt? Sound financial planning begins with solid life insurance planning.
Annuities
Access a wide-range of annuities for retirement, your way: deferred annuities once the maximum has been contributed to his/her 401(k), IRA or other tax-deferred savings: deferred variable annuities with a withdrawal benefit for guaranteed lifetime income; or an income annuity to turn a portion of savings into an income stream for a specific period of time.
Long-Term Care Insurance
Based on a recent market survey of Nursing Homes, Assisted Living, Adult Day Services and Home Care Costs published in October 2011, in Alabama, the average cost for a semi-private assisted living facility is $190 per day. The survey also shows that nationally, nursing home rates, for a semi-private room, run $214 daily, up four percent from 2010. Avoid becoming a burden to your family as you age and your health deteriorates. Lessen the financial impact of your future long-term care costs.
Key Person Insurance
Protect your business with a key-man insurance policy in the event catastrophe occurs and your employee dies or is disabled. A key-person insurance policy provides funds for recruiting and training a replacement for a key employee, strengthening the company’s credit position, or paying expenses while the company stabilizes.
Disability
When the unexpected happens and you are unable to work due to injury or sickness, will you be able to provide for your family? With a disability plan, protect a portion of your earned income to keep your current lifestyle. Most disability plans are fully portable, and benefits are usually tax-free.
The Kennion Group is experienced in integrated services and solutions, and understands the pressures you face with increasing benefits costs and shrinking profit margins. Schedule a consultation today to see how our insurance services align with your organization’s goals of managing costs while providing high quality insurance products.
